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Read More...Chicago White Sox right-hander Gavin Floyd could be sidelined through the 2014 season after the team announced Monday he will undergo surgery to repair the ulnar collateral ligament and a torn flexor muscle in his right arm.
Floyd will undergo surgery Tuesday by Dr. David Altchek at the Hospital for Special Surgery in New York. The expected time of recovery for Floyd, 30, is from 14 to 19 months.
Floyd suffered the injury while delivering a pitch April 27 against Tampa. ...
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1. RoyalsRetro (AG#1F) posted on September 21, 2012 at 11:39 AM # hit 0 | hit 0Maybe #1 is actually correct and TJ surgery for all is one of the socialist freeloader provisions of the ACA :)
If you've got insurance I would assume you pay some version of a co-pay or deductible and insurance picks up the rest. I know my company's insurance plan has a $1,000 co-pay for in-patient surgery (not sure how TJ works) so it's not cheap but I can't imagine people are going out of their own pocket for this.
If you've got insurance I would assume you pay some version of a co-pay or deductible and insurance picks up the rest. I know my company's insurance plan has a $1,000 co-pay for in-patient surgery (not sure how TJ works) so it's not cheap but I can't imagine people are going out of their own pocket for this.
Why would health insurance pay for TJ surgery? It's not medically necessary.
Typical question from a 47%er.
Exactly. Insurance companies require some sort of documented impairment, and then they'll cover treatment which returns you to the condition you were in. It's possible you'd get covered if the impairment was "used to throw 92-MPH fastball and has seen velocity dip to 89 lately," but I think there'd be heavy scrutiny of such a claim.
Really? Because, in a sane world, the answer from the Dr/insurance company should be "Stop throwing".
More reckless than when? The good old days when young hurlers were on strict pitch counts?
So you can't imagine that a torn ulnar collateral ligament would impair any function other than throwing a baseball overhand? Insurance companies pay for non-athletes to have shoulder, knee, and hip surgeries all the time. I don't think elbows would be held to either a higher or lower standard for proving impairment.
If it impairs daily life, it should be covered. If it just means you can't throw a ball very fast, or have pain when throwing, it shouldn't be.
Well, sure, but that's not the scenario in TFA. What's discussed there is this situation:
And I'll bet it's been done, but almost certainly at the cost of the pitcher's family: the ultimate suburban surgery. Now it's quite possible, as vailsoxfan describes, that an MD could finesse the insurance issue by writing up a treatment plan that emphasizes the grave risks to young Tanner if he can't throw the hard slider, but ethically and politically (and medically, for that matter), snapper has the high ground here.
Regarding whether insurance covers arm surgery -- of course it does, and of course it should. A major arm injury is a life changing impairment of a major body part. Think of all the things you use your arm for in a day. Having a major arm injury hurts your ability to do any of that, and if it happens to you as a teenager, it will keep on hurting you for the next sixty years. Ten thousand bucks for a functioning arm is the biggest bargain around.
When did the medical industry in this country start believing in preventive care?
Regarding whether insurance covers arm surgery -- of course it does, and of course it should. A major arm injury is a life changing impairment of a major body part. Think of all the things you use your arm for in a day. Having a major arm injury hurts your ability to do any of that, and if it happens to you as a teenager, it will keep on hurting you for the next sixty years. Ten thousand bucks for a functioning arm is the biggest bargain around.
Just like I said. They should cover it if it impairs everyday life, not if it just affects your ability to plan sports.
A fair point. But it's easy to underrate quality of life and functional impairment issues. One day I was talking to my dad (a doctor) about a book on hand medicine I found on his desk. He pointed out that some of the most common workplace injuries are to the hand, and they have some of the largest impacts on people's quality of life and ability to earn a living. Just because it's not life threatening doesn't mean it's not a big deal.
Incidentally, I live in Germany right now, and Europe arguably has way too little in the way of sports medicine. You see a lot of otherwise healthy young adults limping around with fixable impairments. Some of that excessive American care gets spent on things that affect people's lives but not life expectancy.
Agree. I'm just saying the ability to play recreational sports isn't a big deal.
If a guy can't dress himself, or work because his arm hurts so bad, obviously insurance should pay to fix it.
You'd think people would pay for that themselves. People have no problem going out-of-pocket for boob-jobs, liposuction, and Lasik.
It impedes jerking off. A human right!
That's true but the physical tools used to play recreational sports are also going to come in handy doing things like mowing the lawn, picking up your child and shoveling the driveway. I'm not disputing that a purely elective surgery should be on the patient's nickel but the reality is that an injury that limits someone in sports is likely to limit them in their day to day lives as well. Just as an example my 67 year old mother doesn't pitch but she had rotator cuff surgery a couple of years ago.
I can't speak for Germany but I can for NZ. This isn't really a problem there but you will see a reasonable number of folks limping around. That's not because it's not covered but because, being lower priority and due to a under-supply of surgeons, you might have to wait a while to get this sort of work done.
But NZ has a fairly unique system of no/very limited liability as the government covers (almost all) the medical costs of any accident even if it's from you farting around on the weekend -- the government-owned Accident Compensation Corporation (ACC). They also cover 80% of salary for missed work beyond 1 week. They charge levies to employers (to cover work-related) and other levies/taxes to cover the rest. They can be kinda stingy -- they're committed to getting you well enough to work but not necessarily at the same job you used to do which is why they aren't completely bankrupted by the 80% salary compensation rule.
The waiting in NZ has little/nothing to do with healthcare being a government operation -- I'm pretty amazed how efficiently it's worked for me. It has to do with NZ wages generally being low compared to other Western countries so doctors and nurses can make tons more elsewhere and so they do.
EDIT: I will add that kiwis who can afford generally carry a private major medical policy (fairly cheap) so they can access private hospitals with shorter waiting lists for this type of stuff.
"
Wait a sec... Dickey is the guy from Cleveland who threw the pitch hr called "the thing"?
Wait, but if it wasn't a gov't operation, wouldn't wages rise enough to bring the Drs. and nurses back?
No, because there's no reason for it. We could easily provide free/subsidized health care for those too poor/sick to afford insurance without subjecting the other 80% of the population to an unresponsive gov't monopoly.
Texas, but yeah. The thing was a forkball, IIRC.
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