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Baseball Primer Newsblog— The Best News Links from the Baseball Newsstand
Wednesday, October 31, 2012
Come next Tuesday night, we’ll get a resolution (let’s hope) to a great ongoing battle of 2012: not just the Presidential election between Barack Obama and Mitt Romney, but the one between the pundits trying to analyze that race with their guts and a new breed of statistics gurus trying to forecast it with data.
In Election 2012 as seen by the pundits–political journalists on the trail, commentators in cable-news studios–the campaign is a jump ball. There’s a slight lead for Mitt Romney in national polls and slight leads for Barack Obama in swing-state polls, and no good way of predicting next Tuesday’s outcome beyond flipping a coin. ...
Bonus link: Esquire - The Enemies of Nate Silver
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I have serious doubts that this sort of routine, non-political action affects voters, but if it did, any positive has probably been wiped out by Leno's now oft-repeated line that "Hurricane Sandy has already created more jobs than Obama". Ouch, that one left a mark.
Not unexpected of course, and weasel worded enough to where it can mean anything, but Mitt is certainly living up to his public stereotype.
First I've heard of it. I probably don't listen to the folks who are "oft-repeating" it though. And Christie's lines have gotten quite a bit more repetition.
Jay Leno has been a one-man wrecking crew in recent weeks. He's been just as tough re: Benghazi.
Couldn't happen that way. If no one gets an Electoral College majority the House of Representatives makes the decision, as noted earlier in the thread. However, the top three candidates are included in the vote (which would put Paul into the discussion in the HoR) and it's theoretically possible that if enough of the Tea Party Republicans decided to vote for Paul instead of Romney that some of the closely-divided states could swing out of Romney's column.
-- MWE
When I hear "Sandy", I immediately think Olivia Newton-John in Grease. And I somehow can't relate her to a superstorm.
-- MWE
He's still relevant?
I thought the whole "leave the Tonight Show, fail at 10pm, beg for job back, screw Conan over" thing left him emasculated by popular culture standards.
From wikipedia:
"On July 1, 2010, Variety reported that only six months into its second life, Jay Leno's Tonight Show posted its lowest ratings since 1992.[22] By September 2010, Leno's ratings had fallen below those of Conan O'Brien when he had hosted The Tonight Show."
Same here.
Or one of the Alomars...
... on the basis of climate change, five days from an election. That's "leadership," Nanny Bloomberg-style.
***
I'm guessing a lot more Americans know who Jay Leno is than Chris Christie, but I could be wrong about that.
Given Obama's steady rise in both the RCP average and 538 model since October 14, the question is for whom?
And also marriage equality and reproductive choice. Remind me, which candidate is the nanny on those issues?
You feel sorry for them, but you have no sympathy for someone following the rules in place for them to get relief? That sounds as phony as your "I support teachers...let's fire them all and offer them their jobs back at a 50% pay cut."
The procedure for someone in an untenable mortgage situation (ie, someone you supposedly feel sorry for), is that they stop paying their mortgage. Otherwise, they are not deemed to be "in need", and thus not eligible for relief. Yes, that entails a risk of foreclosure, but when a bank says, "OK, we are going to restructure your debt." and while in that process, initiates foreclosure proceedings, that's some pretty bad faith. In that situation, it is OK to feel sorry for the deadbeats.
Obama has gained 0.0 points at RCP since Oct. 14.
What's the problem here? There is a time limit on when you should endorse? You don't get to endorse someone based on an issue like Climate Change? And what does leadership have to do with endorsing - do only true leaders endorsements matter?
Ah, yes. Bloomberg believes 13-year-olds should have access to the morning-after pill without parental notification or consent, but he doesn't believe a 40-year-old should be allowed to buy a large soda. World-class leadership.
Does not mean they watch him. The only folks I know that do are in the 60+ age bracket who watch the Tonight Show regardless of who hosts it. Not sure that is the group of undecided's that either side is trying to get.
It's a screwup not really bad faith and the jury did't think the fraud was intentional which it probably wasn't. The homeowners by not paying their mortgage and living in their house rent free for years probably saved around 100,000 dollars in mortgage payments. $13,000 plus those savings doesn't really make me feel sorry for them. If they couldn't afford the house they shouldn't have bought it.
Jesus. Well, his proxies.
I could see certain flavors of Paulites that might be willing to do this - not all Paulites are created equal - some of them might be the survivalists/Randian types, but I know other Paulites that are wholly 'fortress America/get rid of the military/I hate foreign adventurism' types... In other words - they don't necessarily agree with his safety net/etc stances, but they so hate anything approaching neoconism that it overrides any and all other concerns.
What's more - those types are also the sort who -- frankly, say exactly what I've been saying... So long as people like Dan Senor are heading up Mitt's foreign policy team, he can pretend to be "just like Obama" all he wants at a debate - the truth is that his advisers would drive the show because those are the sort of people that will be influencing him.
Those types of Paulites aren't fans of Obama either (though, the ones I know will admit he's a wee bit better... they just say that both are so far from their ideal, the distinction doesn't matter). So, yeah -- I could see one of those types deciding to make a point, even if that point ended up leading to an Obama term 2.
The question is whether it's one of those particular types of Paulites that got an EC vote.
My first GF was Sandy, but I'd now rather think of her by her real name, Cassandra.
---------------------------------
Obama has gained 0.0 points at RCP since Oct. 14.
Not according to the RCP Archives page for Oct. 14, which shows Romney with a 1.3 point lead at that point.
I'm confused. Are we really arguing that anything Jay Leno says is swaying the election, and for Romney? Also, pretty sure he's a lifelong Democrat. I know he's married to one of those Hollywood liberal types.
The Des Moines Register waited until October 27th to endorse Romney. I did not see any complaints about that type of leadership.
Jay Leno...
Jay Leno is going to swing the election...
Heh-heh...
It's been a crappy day at work, so I just want to say thanks to the Clap and Joe for giving me a smile. Much obliged!
I'm guessing a lot more Americans have seen Christie on TV in the last 72 hours than Leno, and probably credit him with knowing a bit more about Sandy and the government relief efforts than Jay.
Not to worry - Rush is making sure more folks know about the Governor - "He's fat and a fool. Don't listen to Governor Christie. He doesn't know what he's talking about…"
Let me guess who the guy is who is bad at math.
The Des Moines Register waited until October 27th to endorse Romney. I did not see any complaints about that type of leadership.
I'm guessing the same person doing the complaining about Bloomberg is also the same person who is bad at reading numbers. Am I right?
People have no right to a mortgage modification. In this particular case, the people lived mortgage- and rent-free for a minimum of 36 to 42 months *and* received a check for $13,000 afterward, despite owing more than the house was worth. How much more do you propose they should have received?
So he's against both teen pregnancy AND obesity? Well, I never!
I am surprised it is the large a percentage of his audience. Thanks.
Apparently the liberal media is suppressing this "Leno" figure quite well -- I too have not heard this oft-repeated remark.
I think the hurricane doesn't directly help Obama or hurt Romney as much as it simply overshadows the race and prevents much movement. In a close race where the incumbent is probably the slight favorite, that's going to benefit the incumbent and hurt the challenger. (Of course, if your view is that it's a close race and the challenger is the slight favorite, it may hurt the incumbent, although I think incumbents may be generally benefitted by nonpolitical distractions.)
Leno was on Marc Maron's WTF podcast a couple of months ago and came across, well, as human. He had tons of cool stories about his early days. He used to open for Jazz greats and Blues guys. He paid his dues, I guess. Interesting life.
Let me guess who the guy is who is bad at math.
Dunno about that, but I sure know the guy who's not afraid to go to that RCP link for October 14 in order to back himself up.
Joe's curious adventures into math kind of reminds me of the days when we used to hear about "white man's arithmetic" from some of the more risible black nationalist types.
I looked at the wrong date. The graph has Obama gaining 1.0 point since Oct. 14. That's better than 0 points, but it's hardly a sign of major momentum, as Spike seemed to be claiming.
***
No one said anything about "swaying the election."
So let's stop talking about Jay Leno. You've brought up enough bad comedy the last two days. I'm still trying to regain the ability to laugh after your link to that guy redistributing Halloween candy.
Enough to cover their legal bills? Look, the big culprit here is the stupid requirement that you must stop paying your mortgage in order to be eligible for relief. I was recently able to re-fi because the market turned around and I now had the 80% LTV necessary. I didn't get relief on the balance or interest rate, but was able to lock in the debt from a previous variable rate. I had been saying to the bank for years that "Look, I have no problem paying this now, and even if rates got up a little. But if they go up a lot, I won't be able to. You hold the debt here. I'm not asking you to take on more, just lock in what I have, otherwise, instead of payments, you'll be getting another house." The response was always "Nope, since you are making your payments, we're not going to discuss it." That's just crazy. They could have had a nice 5-6% loan right now ( if they had done this a couple of years ago), but instead, they got their money and I have a nice 3.5% loan with somebody else.
RCP isn't a one-day average, so it's unclear why you keep referring to the Oct. 14 archives page as if it would tell us much of anything.
The graph of the RCP average plainly shows Romney at 47.4 and Obama at 46.4 on Oct. 14 and both of them at 47.4 today, for a net +1.0 gain for Obama since that date.
They lived mortgage- and rent-free for 36 to 42 months, if not longer, in a house in San Francisco or San Mateo. That had to be worth a minimum of $100,000, which I'm quite sure covered their legal bills.
How is any of this the bank's problem? Like the people in the San Francisco Chronicle article, you signed a contract. The bank was free not to modify the loan, and you were free to refi elsewhere.
Apparently, you looked at the wrong spike, too -- because "steady rise" doesn't mean "major momentum" by any semantic understanding I'm aware of...
Are you kidding me? If that is the case, then there are a long list of lenders such as BofA, Wells Fargo, Country Wide etc committing the same screw up. My mother went through the same situation with her house because of the death of my father and was told the same thing by the bank that as long as she kept up the payments she would not be eligible for a adjustment. So she goes ahead with not paying, gets sent countless paperwork by the bank to fill out and when she did , she was sent more that asked the same f'ing questions. When she or I called the company they would not have any update but would instead ask for paperwork that they already had been sent 3 or 4 times. Finally she was able to go through with a short sale and got lucky that the lender approved it. Then right after she moved out, those same a-holes sent her notices asking her if she was aware that she qualified for a loan modification through HARP. So yes there are cases of people buying houses that they should not of purchased but there are also a lot of cases of people getting caught with bills they cant afford who have to use equity in their house and help up losing the house. But I guess the simple narrative makes for the easiest talking points. FYI my mom was only making Soc Sec benefits which is $1300 a month so I guess she should be happy with the $16,000 she saved by not paying the mortgage.
It's the bank's problem if they breached the contract -- even if by "technicality" -- to which they were also a party... though, technically -- I'd be willing to bet it's not the same bank that actually backed the original mortgage, but that still doesn't relieve them of the terms no matter how many bundlings downstream they were from the originator.
The shuffling of MBS' here seems to be the real problem to me --
A friend of mine - not in any foreclosure trouble or anything - was just complaining about this last weekend... His loan - a prime loan originally with Chase - has been bundled and sold 3 times just this year. He's rather pissed about just dealing with the paperwork that will be required for this year's taxes.
It boggles my mind how it has come to pass that so much 'commerce' in our system amounts to nothing more than paper shuffling and bets against various rates and such.
RCP isn't a one-day average, so it's unclear why you keep referring to the Oct. 14 archives page as if it would tell us much of anything.
The graph of the RCP average plainly shows Romney at 47.4 and Obama at 46.4 on Oct. 14 and both of them at 47.4 today, for a net +1.0 gain for Obama since that date.
Then where did you get that original "0.0 points" claim from?
But anyway, that RCP Archive page for October 14th says, "RCP Average: Romney +1.3" Today's RCP Average says (as of a minute ago) "Tie". But just in case you want to give it another look, here is is once again, all unskewed: http://www.realclearpolitics.com/2012/10/14/
P.S. That same Archives page also shows both candidates in a "tie" at 47.4% each. I don't care what you want to call it, but if you're going to talk about numbers, at least get the numbers right.
If we're really going to argue over 1 point at RCP, then you might want to actually visit RCP. Obama was at 46.4 on Oct. 14, then gained 0.9 on Oct. 15, then spent much of the next two weeks in steady decline, which was reversed only within the past couple days, when he gained a net +1.0 from Oct. 14 (or a whopping 0.1 from Oct. 15). This is your (and Spike's) idea of a "steady rise"?
***
I specifically said I looked at the wrong date.
What are you talking about? I covered this in #243.
Misirlou didn't mention any breach of contract by his bank.
Are you kidding me? If that is the case, then there are a long list of lenders such as BofA, Wells Fargo, Country Wide etc committing the same screw up. My mother went through the same situation with her house because of the death of my father and was told the same thing by the bank that as long as she kept up the payments she would not be eligible for a adjustment. So she goes ahead with not paying, gets sent countless paperwork by the bank to fill out and when she did , she was sent more that asked the same f'ing questions. When she or I called the company they would not have any update but would instead ask for paperwork that they already had been sent 3 or 4 times. Finally she was able to go through with a short sale and got lucky that the lender approved it. Then right after she moved out, those same a-holes sent her notices asking her if she was aware that she qualified for a loan modification through HARP. So yes there are cases of people buying houses that they should not of purchased but there are also a lot of cases of people getting caught with bills they cant afford who have to use equity in their house and help up losing the house. But I guess the simple narrative makes for the easiest talking points. FYI my mom was only making Soc Sec benefits which is $1300 a month so I guess she should be happy with the $16,000 she saved by not paying the mortgage.
If you cannot afford your mortgage payments you should not buy the house that gets you those mortgage payments. Period.
But I was somewhat surprised to see that the Economist has also endorsed Obama... it reads as a lot more of a pretty damn accurate and pitch perfect smackdown of Romney and the utter dishonesty of his campaign and plans than a hearty pro-Obama endorsement, but still.
Unfortunately, if you took all the BS "jobs" out of our economy (corporate lawyers; "consultants"; purveyors of phony products; spin merchants; etc.), half the country would mostly be sitting around twiddling their thumbs all day with no money to pay for their thumb polish. The bottom line is our economy needs all the BS it can get to keep the machine humming.
THIS! I agree with.
Honestly, I think Arthur Bryant's is a little like Derek Jeter: overrated, but still a genuine Hall of Famer. Slow's BBQ in Detroit is the best I've ever had, though I've never been to Pappy's in STL or Rendevous in Memphis.
But take all of this with a great big grain of salt. I grew up thinking Dallas BBQ was actual barbecue.
Or have your spouse get sick and die either. That really puts a cramp in your mortgage payment.
I never once have said a word about any "steady rise". That was Spike, not me. All I've done is to point out that 1.3 - 0.0 = 1.3, and shown you that this is stated on two separate parts of that October 14th page.
P.S. That same Archives page also shows both candidates in a "tie" at 47.4% each. I don't care what you want to call it, but if you're going to talk about numbers, at least get the numbers right.
What are you talking about? I covered this in #243.
You mean this?
Actually it tells us twice, in their own words, that the "RCP Average" showed Romney at +1.3 points. If you don't want to refer to that number, then you have to go to the various individual polls, which is NOT what you were citing when you first made your original claim.
Not a problem per se, but bad business IMO. They already held the debt. They could have locked it in at 2 points higher than I was currently paying. But they stuck to "you don't have the LTV and you are current in your payments so you are not in distress. I replied that no, I'm not in distress, but I could be if rates go up, in which case we'll either be right back here, or you'll have another foreclosure. As I saw it, they had no upside to refusing.
Then you should plan better and even if you planned for all contingencies and you still can't make your payments that is too bad but oh well. Owning a house is not a birthright nor a right handed down by god.
People get old and things happen to old people that's why you see all those commercials on TV telling you to plan for your old age.
— source
Or have your ex-wife die and find yourself with sole custody of your 2 kids and living in a one bedroom bachelor pad that is $100,000 under water and thus you cannot move (this happened to my brother-in-law.)
Good grief. The chart of RCP's averages is here and it plainly shows Romney +1.0, not +1.3, on Oct. 14. If you have a problem with this, take it up with RCP.
As part of the divorce from the ex I have to get the ex's name off the mortage for obvious reasons (I get the house). I make more each year than what I need to refinance. I have great credit and a pile of cash in the bank. But since I am self employed (for less than two years) I can not get a refi. I have been trying for months and even have a friend (who makes more than I do and is a w-2 employee) who is more than willing to cosign. But no dice.
The whole thing is maddening, especially the multiple times people have said sure and then many forms and such later I am told nope. So I am converting to a w-2 employee just so I can get my mortgage refinanced and free up the ex to buy their own house. It is a first world problem I admit, but really frustrating that no one wants my perfectly good money.
So I have no sympathy for banks at all on this on a personal level.
So the hurricane, which apparently didn't hurt Virginia all that badly, is keeping Dems from voting but not Republicans?
Stupid Polish thumbs coming over here in their kielbasa boats and stealing all our thumb jobs.
Of course we want loving parents involved in the critical life decisions of their 13 year old children, but in practice it plays out rather differently wrt the MAP and notification, and that's not even taking into account the issues implicit in a 13 year old who does not want her parents knowing she's pregnant.
I will.
Stupid actions by one does not negate the stupid actions of another.
How is it any different than giving an aspirin or any other basic medication to a minor, which can't be done without parental consent?
The idea that 13-year-olds should have access to the morning-after pill, or even to abortion, without parental notification or consent, while those same 13-year-olds can't get their ears pierced, go tanning, or be given an aspirin by the school nurse, is patently absurd.
Not unsympathetic, but part of the mortgage problem was that people were fudging their earnings & assets to get loans on property they really couldn't afford. Self-employed may have more ability to do that, although I'm sure that isn't what anyone here is doing. I guess self-employed may also be considered more volatile than those employed by more established companies, which might account for the two-year requirement.
Of course 13 years old are biologically old enough to make decisions which result in them being pregnant and in the real world some parents are terrible proxies for this sort of decision. If they (parents) are not involved in the decison, the 13 year old decides to have the child aren't the grand parents basically financially on the hook for the kid and grandkid?
Really I don't think there are any good solutions once the teenage pregnancy occurs. Sex education and easy access to birth control is important everyone.
But in any event things happen and I think there is a pretty good case to be made for having some adult proxy in the process even if not the parent. I don't know enough about the details about what Bloomberg wants to know more though.
Teenage girls should have access to all health care services, including aspirin or any other medication, without parental consent. The right to get your ears pierced or to get a hideous tan isn't as fundamental as the right to make one's own health decisions, but I'd support those too. I'll sign a petition to that effect. Would you sign a petition in favor of guaranteeing a female's right to make her own reproductive decisions free from any interference from any parental, religious, or governmental authority?
Thanks. I hadn't gotten that impression from the news reports or especially from Primates from the D.C. and No. Virginia areas. Still, it's hard to imagine that a two-day shutdown of early voting would be enough to cause a ~20 percent hit in the Obama strongholds. Hasn't early voting been underway in Virginia for several weeks?
zonk,
Do you think it's possible that the fact that you refer to them as "wasteland states" is one reason they might be hesitant to hand over some of the power they have to you?
The history of world politics is a history of the majority screwing with the minority because they can. When it comes to New York and California vs Montana and Idaho in a pure democracy, which pair do you think should be more concerned?
For 13-year-olds? No, I would not.
Do you believe the average 13-year-old girl is mature enough to consent to have sex with a 40-year-old man? If so, I suspect you're in a very small minority. And if not, then why would that 13-year-old be considered mature enough to consent to medication or medical procedures without any parental involvement?
She also describes him as "probably [the Times'] most high-profile writer at this particular moment."
I'd feel a lot better about this if decision-makers at the banks got the same treatment as taxpayers got in 2008-2009 and the home buyers got when they were foreclosed.
BTW this isn't really an MBS problem. My employer buys and sells MBSs all the time, and no home owner notices a thing. When somebody on the service end changes though, things get complicated. And the western credit apparatus was built for speed, not 'complicated'.
So it's not a nanny state when the government is trying to put in place a restriction that aligns with your political beliefs?
Are you under the impression that the only way a 13-year-old girl can need morning-after contraception is if she consented to sex with another man? Think about that a little.
It's just not that complicated. Rural states have extra power. Rural states use extra power to their benefit. There's no missing step where you need to insert name-calling from other people to explain the outcome.
It isn't their fault they have extra power--mostly it's the fault of 19th century Republicans scrambling to save their bacon. But it does have real and not always good consequences.
You mean like not having to pay a dime in mortgage payments for years and sometimes for decades like a few select cases?
When we've reached the point where we pretend that 13-year-olds don't need parents as long as bureaucrats are around, while 40-year-olds need the mayor of New York City to make their beverage selections, then, yes, I'm comfortable calling it a Nanny State.
***
Where are you going with this? Are you referring to rape? Consensual sex with another minor? (And what do you mean by "another man"?)
Good point - "man", then.
I'm pointing out that one of the most obvious reasons for not requiring parental consent in these cases is that the 13-year-old won't seek the care she needs if she knows that her parents will be notified, and that sometimes goes along with her not consenting. And that, in a (presumably) small but tragic fraction of these cases, it's because her parents were in some way culpable. It would be nice to believe that would we would never, ever have to consider that arrangement of events when making policy, but, outrageously, this is a thing that happens.
At what age do you think a female should be allowed to make her own reproductive decisions free from parental, religious, or governmental interference?
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